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Plantation Residential Real Estate Closing Attorney

Residential Closings

Whether you’re buying or selling a home, your real estate closing attorney is there to make sure that your interests are protected and that everything goes smoothly at your closing. The closing attorneys at the firm will review all of the documentation associated with the purchase or sale of property in advance of your closing to remedy any errors, omissions or technical insufficiencies. A great deal of research is necessary to ensure that, among other things, the title is good, there are no liens against the property and that the transaction will close as anticipated. When you buy a home or a commercial property, our office has already handled much of the most important work related to the closing, including the title examination.

Residential Closings

Closing Checklist

Services Performed Prior to Closing:

  • Order abstract/ title insurance commitment
  • Examine evidence of title
  • Note title exceptions
  • Obtain copies of title exceptions
  • Send title report to client
  • Notify seller of acceptance or objection to title
  • Obtain curative documents, if necessary
  • Give final approval/ rejection of title
  • Proceed to closing or demand return/ forfeiture of deposits.
  • Search circuit court records for liens (name search)
  • Order and obtain survey or update
  • Compare legal description with contract description and description in evidence of title.
  • Note encroachments, easements, overlaps, access.
  • Check certification and surveyors certificate
  • Notify seller of objections to survey
  • Obtain curative documents/action
  • Give final approval/rejection of survey
  • Review inspection reports
  • Notify seller of needed repairs or waiver
  • Give final approval/rejection of conditions
  • Obtain loan commitment or loan assumption approval
  • Obtain payoff letters stating required mortgage payoff sums for seller.
  • Obtain letters from taxing authorities regarding liens or assessments.
  • Obtain homeowner or condominium estoppel regarding liens or assessments.
  • Notify seller of ability/ inability to satisfy financing conditions
  • Obtain homeowners insurance (including flood insurance, if required, and mold rider).

At the closing, we will:

  • Review the HUD-1 Settlement Statement detailing costs and make any necessary adjustments.
  • Allow you to read all of your closing documents before you sign. Your closing attorney will give you concise explanations of each document. The closing documents must be executed as written. No changes may be made to the wording of the lenders closing loan documents.
  • Confirm the disbursement of the proceeds of the transaction and a payoff of all current liens against the property.
  • Record in the county land records all necessary documents such as the warranty and security deeds.
  • Return to the lender the completed loan package.
  • Disburse all funds in accordance with the HUD-1 Settlement Statement.
  • Ensure that the mortgage is paid and satisfaction issued.
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