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As a vital component of our real estate transactional practice, our in-house title staff routinely assists clients by examining title searches, preparing title opinions and reviewing the status of title reports. We are underwriters for First American Title Insurance Company and Old Republic National Title Insurance Company.
Title insurance is not mandatory in all states in the USA, but it is commonly required by lenders to protect their interests in real estate transactions.
Title insurance policies are typically valid for as long as the insured owns the property. However, it’s advisable to consult with a title insurance provider for specific details about the policy’s duration.
In general, the buyer pays for the lender’s title insurance. This is because the lender’s title insurance policy protects the lender’s investment in the property if there are any title defects that prevent the buyer from having a clear title to the property.
